The following terms and conditions exclusively govern your access to and use of this website, but they do not alter or affect the terms of any other agreement between you and Grandway or any Grandway affiliate.


Password-Protected Areas. Access to some areas on this website may be restricted to “Authorized Users” who have established a relationship with Grandway through the provision of requisite KYC information and/or completing a registration process and who have then been granted authorization for access through issuance of a unique user ID and password. No persons other than Authorized Users may access these password-protected areas of the site. Registrations, passwords, and user ID numbers are non-transferable. Grandway will not be responsible for authenticating the identity of any person accessing the password-protected area of this website with a verified user ID and password. As an Authorized User, you are solely responsible for maintaining the security and confidentiality of your password and user ID, and accordingly, you are liable for all access, use and activities on the password-protected area of this website under your ID and password, including any use by others of your user ID and password, even if such use is unauthorized. Should you become aware that your name, identity, account, system, electronic signature, registration, user ID, password, or other protected data or your identity is being used or attempted to be used in a password-protected are of this website or otherwise by an unauthorized third party, or in the event of any other possible error, misuse or fraud relating to this website, it is your responsibility to inform us immediately so we may take appropriate action. We reserve the right to terminate any Authorized User’s access to and use of the password-protected area of this website at any time, and without notice, for any reason including, but not limited to, any possible or alleged misuse, abuse, violation of law, fraud, or misconduct by any person accessing or using the password-protected area of this website under a user ID and password.

Intellectual Property Notice. Unless otherwise specifically designated, Grandway is the sole owner of all intellectual property rights to this website and its contents, including but not limited to copyright protection for all content, including the design, layout, graphics, photos, format, and other visual elements of this website. All ownership rights pertaining to the information and material contained on this website, including but not limited to Grandway’s name, logos, trademarks, graphics, photos, images, and content, are owned or have been duly licensed by Grandway. All trademarks, service marks, and trade names used herein may only be used by Grandway Asset Management, Inc., its affiliates, subsidiaries, designees and licensees. The pages and content of this website may be electronically copied or printed in hard copy for internal informational, personal or non-commercial use only, provided that no modifications are made, they are not published in any media, and on each page of every internal copy, Grandway is acknowledged as the source. Use the content in any other manner is strictly prohibited.

Any ideas or information submitted to Grandway or its affiliates through this website, including e-mail, becomes the sole property of Grandway and its affiliates upon submission to the extent the person submitting the ideas or information has intellectual property rights over such ideas or information. Grandway will have no obligation of confidentiality or any responsibility for any claims of infringement or misappropriation that may result from any submission.

Website Security. This website has protection measures in place to identify unauthorized attempts to gain access to password-protected portions of the site, upload or change information or any image, inject any harmful elements, or otherwise cause damage. Due to the technical uncertainties, however, we are unable to make any representation or warranty that the content, information, or links in this website are secure and free of data-processing errors, technical glitches, operational problems, interruptions, errors, bugs, worms, viruses, unauthorized third party access, or any other harmful elements. You remain solely responsible for the security and protection of your systems when using this website. Unauthorized attempts to upload, insert, or change any information or image on this website or cause harm are strictly prohibited and may be punishable under the law.

Disclaimers & Disclosures

Not an Offer. The information contained on this website is for informational purposes only and does not constitute a distribution, offer, or solicitation to sell products or services provided by Grandway in any jurisdiction in which such distribution, offer, or solicitation would be contrary to local law or regulation. In particular, the information on this website is not for distribution and does not constitute an offer to sell or the solicitation of any offer to buy any securities in the United States of America to or for the benefit of United States persons being resident in the United States of America or partnerships or corporations organized under the laws of the United States of America or any state, territory or possession thereof.

Not Investment Advice. The information contained on this website does not constitute investment advice, and it is important that you not rely upon its content to make investment decisions. An investment with Grandway is subject to a variety of risks, and there can be no assurance that Grandway’s investment objectives will be met or that the investment will not incur losses. The information contained herein is subject to further amendment and update. Past performance is not indicative of future returns.

No Warranties Provided. The content on this website is provided for informational purposes only. While Grandway strives to keep the information on this website up-to-date, we make no guarantees, warranties or representations, express or implied, concerning the security, timeliness, relevancy, sufficiency, accuracy, reliability, fitness for any particular purpose, title, non-infringement or completeness of any data, information, or services presented on this website. The information contained herein is presented “as is”, and all warranties, express or implied, are disclaimed, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

Online Privacy Policy

Grandway is committed to maintaining the privacy and security of personal information submitted by visitors to our website or any other online informational portal or service we provide (collectively, the “Online Services”). The following sections describe our Online Privacy Policy (the “Policy”) under which visitors’ information may be collected, used, or shared when using our Online Services.

Third-Party Websites. Grandway uses trusted third-party content and service providers to enhance our customers’ online experiences. The enhancements offered to you by these service providers and third-party websites may include surveys, advertisements, online calculators, forms, and other online tools and applications. As such, Grandway may provide links to websites neither owned nor operated by Grandway. This Policy does not apply to the online practices of these third-party websites.

When you click on a link and visit a third-party website, you will be subject to that website’s privacy and security practices. You should familiarize yourself with the privacy statement, terms of use, and security practices of the linked third-party website before providing any information.

Information We Collect. When you visit our Online Services, we may collect information about your online session, such as the pages that you visit, the browser or device you use to access our Online Services, and the date and time of your visit. We may also collect location data if you have enabled access to this data within your browser or device.

We also collect the information that you provide to us during your session, such as when you log in or fill out an application for a product or service. This information can include name, email address, postal address, telephone number, account number, date of birth, and/or social security number, if you choose to provide it.

How We Collect and Use Information. Grandway collects and uses information for several purposes, including: to provide you with personalized products and services, to respond to your requests or inquiries, to provide tailored advertisements, to verify your identity, to detect and prevent fraud, and to improve the Online Services we provide. Information is collected when you provide it to us as well as through “cookies” and other tracking methods.

Cookies are small amounts of data stored by your web browser that provide a website with information such as the time of your last site visit and the pages you viewed. Grandway’s cookies do not transmit personally identifiable information about you (i.e. name, social security number etc.).

Most web browsers allow you to delete or decline cookies, however doing so may impact your online experience. For example, you may be asked to identify yourself or log in more frequently if you delete or decline cookies frequently.

Other Ways Information Is Collected

  • Online Surveys and Forms. Information you provide while completing surveys and forms on Grandway’s websites or mobile applications may also be collected and stored. Unless otherwise stated, this information is used to help Grandway develop a superior Web experience and enhance products and services.
  • Email and Online Chat. Information sent via email or Grandway’s Online Chat functionality may be retained in order to respond to your requests or inquiries and for quality assurance purposes.
  • Social Media. Grandway provides information about our products, services, and community involvement on social media sites like Facebook and Twitter. Please keep in mind that any information you share on these social media sites is visible to all users. You should never post any sensitive personal information (such as account number or social security number) on these sites. Please carefully review the Terms of Use and Privacy Policy on these sites as they may be different than our own policies.

How We Share Information. Please request for and review the Information Privacy Notice to learn more about how information may be shared by Grandway and how you may limit certain types of sharing.

How We Safeguard Information. At Grandway, we are committed to safeguarding personal information. We use physical, technical, and administrative security measures that comply with applicable federal and state laws and regulations. When you log in to Grandway’s Online Services or enter application information, Grandway uses technology to encrypt and privately transfer your information to our network. Additional details on how Grandway protects information online, plus measures you can take to protect yourself, can be found in the Information Privacy Notice.

Online Tracking. How web browsers communicate Do Not Track signals is not yet uniform. As a result, our Online Services are not currently equipped to interpret or respond to Do Not Track signals communicated by your browser.

Changes to Grandway’s Online Privacy Policy. Grandway’s Online Privacy Policy is subject to change from time to time. When changes are made, we will post the revised Policy on this page. Any changes to this Policy will become effective on the date of posting unless indicated otherwise.